All Risks Insurance
Insure everything you love, big and small (Ts and Cs apply)
What is All Risks Insurance?
Our comprehensive coverage is designed to protect you against a broad spectrum of risks,
ensuring that all your favourite possessions are protected against unexpected events
like accidental damage, theft, and more.
All Risks Insurance provides a safety net that helps mitigate the financial impact of property
loss or damage and promotes peace of mind by addressing a broader spectrum of risks. Its broad coverage,
adaptability, and ability to address unforeseen risks make it a valuable tool for those looking for a flexible insurance solution.
What is covered:
General Property
Caused by a storm, fire, wind, hail, snow or flood
Household Goods in Transit
Caused by a storm, fire, wind, hail, snow or flood
Valuable Collections
Caused by a storm, fire, wind, hail, snow or flood
Caravan Contents
Caused by a storm, fire, wind, hail, snow or flood
Safe Deposit Contents
Caused by a storm, fire, wind, hail, snow or flood
Why All Risks Insurance?
- Comprehensive protection: The insurance covers a diverse range of valuable items, such as jewellery, gadgets, art, and other high-value possessions, offering protection against a multitude of risks.
- Flexible coverage: It provides flexibility for you to tailor coverage based on your individual needs, allowing you to insure specific items or categories of belongings.
- Personalised options: It offers options for customization, allowing you to choose the level of coverage that suits your unique circumstances.
- Special considerations: It includes considerations for specific high-value items that may not be adequately covered by our other insurance offers.
What is not covered?
- Motor vehicles, trailers and caravans.
- Loss from unattended motor vehicle unless there is visible forcible entry.
- Electrical or mechanical breakdown not accompanied by other damage.
- Special value which any item that may have as part of a set.
- Cost of reproducing sounds, data and images on tapes, records, film or magnetic media.
- More than P1,500 for any item insured under specified insured property where you are unable to provide a valuation certificate or satisfactory proof of purchase or ownership dated prior to the loss.
Loss or damage:
- Caused by theft of clothing from a washing line.
- To property which is obtained with the purpose of being disposed of in a business transaction.
Your things are covered, with Hollard Botswana’s All Risk Insurance!