Household Goods Insurance

Secure your home, protect your peace of mind. (Ts and Cs apply)

Welcome to Hollard Household Goods Insurance

We understand that your home is not just a house; it's a haven filled with memories, cherished belongings, and the people you love. Our household insurance is designed to safeguard what matters most to you. Explore the comprehensive coverage and peace of mind that comes with choosing Hollard.

Household goods cover, commonly known as personal property or contents insurance, is a crucial component of household insurance policies. It provides coverage for the belongings and possessions within your home, helping to protect them against a variety of risks and perils.

What is covered:

Valuables

Protection for high-value items like jewelry, artwork, and collectibles (limits may apply).

Electronics

Insurance for electronic devices such as TVs, computers, laptops, and audio equipment.

Clothing and Accessories

Coverage for your wardrobe in case of damage or loss.

Furniture

Protection for household furnishings, including sofas, chairs, and tables.

Appliances

Insurance for major appliances like refrigerators, washing machines, and ovens.

Additional cover

Breakage of glass and sanitary ware
Repairing or replacing water-pumping machinery
Cost of demolition and professional fees
Subsidence and landslip extensions
Fridge and freezer contents
Subsidence and landslip extensions
Rent in a case a house becames uninhabitable

Events insured

Natural disasters
Bursting, leaking or overflowing water/oil
Theft or burglary
Loss of keys, locks and remote-control units
Accidental damage to television sets and glass
Damage or loss to guests and domestic employees’ property
Groceries in transit

Why Household Goods Insurance?

Trusted protection, personalized just for you!

Tailored coverage: We offer customizable plans to suit your unique needs. Whether you own or rent, our policies provide a safety net for your home and personal belongings.
Financial security: Rest easy knowing that your investment is protected. Our coverage extends to a wide range of perils, from fire and theft to natural disasters.
Support: Accidents happen, and we're here for you. Our dedicated customer support team is available around the clock to assist you, ensuring a quick and hassle-free claims process.

With Hollard Household Goods Insurance, if your insured possessions get lost or damaged, Hollard can assist in repairing or replacing it. The payment will be based on the current replacement cost.

Please note: We will do our best to replace items lost or damaged, but it might not always be exactly the same due to availability of materials or models.

What is not covered?

Loss of or damage or injury to animals, gold coins, stamp and coin collections, motor vehicles, caravans and trailers including their fitted accessories, air or watercraft (not a surfboard or paddle ski) and their equipment, mobile communication equipment, portable music equipment, laptops, palmtops and cell phones.
Any amount more than one-third of the Sum Insured for the total value of precious metals and stones, jewellery, furs, rugs and carpets.
Any loss where the Dwelling or Outbuildings are Unoccupied for more than 60 (sixty) consecutive days.
Theft of laundry from communal washing lines.
Loss of or damage to pedal cycles in excess of P2 000 (two thousand pula).
Accidental damage unless specifically covered.

Your home’s belongings are covered, with Hollard Botswana’s Household Goods Insurance!