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Homeowner’s Insurance

Home sweet, insured home (Ts and Cs apply)

Congratulations on becoming a home owner

You’ve worked hard to get here. Your home is a sanctuary where you should always feel secure. In the unfortunate event of loss, destruction, or damage to your home, Hollard is here to guide you through the process of recovery.

What is covered:

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Weather Damage

Caused by a storm, fire, wind, hail, snow or flood

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Accidental Damage

Accidental damage to water, sewerage, gas, electricity and telephone connections

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Malicious Damage

(Excluding loss arising from theft or attempted theft)

Additional cover

  • Damage caused by fire, lightning, or an explosion
  • Loss of keys, locks and remote-control units
  • Breakage of glass and sanitary ware
  • Repairing or replacing water-pumping machinery
  • Cost of demolition and professional fees
  • Subsidence and landslip extensions
  • Rent in a case a house becomes uninhabitable

Why Homeowners Insurance?

Hollard Homeowners Insurance is a safeguard for your residential property.

It's designed to provide financial protection for homeowners, shielding you from a variety of potential risks that could impact your home. With coverage for both the structure and personal belongings, this insurance offers a safety net, so you may rebuild, replace, or repair, while minimizing the financial risk and allowing you maintain the security and comfort of your home in the face of unforeseen challenges.

Within six months of experiencing loss, destruction, or damage, you have the flexibility to reinstate your home. Whether you choose to rebuild on the same site or a new location, it's your call. Our commitment' is to work within our liability considerations, ensuring your home is brought back to its original condition — your sanctuary, restored. Contact your Broker today to learn more about this!

What is not covered?

  • Loss or damage from wear and tear, gradual corrosion, lack of maintenance of the home.
  • The cost of maintaining the home.
  • The loss or damage in a home unoccupied for more than 60 (sixty) consecutive days.
  • Loss or damage to temporary structures such as garden sheds or tree houses.
  • Loss or damage to building which is a non-standard construction

Your home is covered, with Hollard Botswana’s Home owner’s Insurance!