Funeral Protector

Peace of mind, for a peaceful life. (Ts and Cs apply)

Ensure peace of mind for you and your loved ones with our comprehensive Funeral Protector plan.

This policy provides financial support during difficult times, covering funeral costs and offering additional benefits to help you focus on what matters most. By choosing Hollard, you're securing a reliable and compassionate support system for your family’s future.

What is covered?

Coverage includes all necessary funeral costs for the Principal Member, ensuring that the financial burden is alleviated during a difficult time. Funeral expenses typically consist of:

Casket and Burial Costs

Expenses related to purchasing a casket and the costs associated with burial.

Cremation Fees

Costs incurred if cremation is chosen instead of burial.

Funeral Service Costs

Fees for arranging and conducting the funeral service, including venue, officiant, and other related services.

Transportation

Costs for transporting the deceased to the funeral home, service location, and final resting place.

Documentation and Legal Fees

Costs for obtaining death certificates and other necessary legal documents.

Additional benefits

Premium waiver

In the event of the Principal Member’s death, no further premiums will be required, and the policy will remain active until the Principal Member would have turned 65, provided the policy has been active for at least 24 months. This benefit ensures continued coverage without additional financial pressure.

Cash back bonus

Every 5 years, if no claims have been made, a cash lump sum equal to 10% of the total premiums paid will be returned. This bonus rewards policyholders for maintaining their coverage and offers a financial benefit for their commitment.

Premium update option

Policyholders have the option to increase their coverage by updating the premium annually by 5%. The coverage amount will increase by 4% accordingly, allowing for gradual enhancement of benefits in line with inflation and changing needs.

Who is covered?

Youself

A lump sum payout to the intended beneficiary to cover funeral expenses upon the death of the Principal Member. This benefit ensures that the financial burden of funeral costs is alleviated, allowing your family to focus on honouring your memory.

Spouse

In the unfortunate event of the spouse’s death, this benefit provides financial assistance to cover funeral expenses. It ensures that the policyholder is not alone in managing the costs associated with a loved one's funeral.

Children

This benefit covers funeral expenses for up to 6 children, providing peace of mind that your children's funeral costs are managed. Coverage includes biological, adopted, foster, and stepchildren, as well as unmarried children up to 21 years old (25 if full-time students), and those with disabilities who are fully dependent on the Principal Member.

Your parents

Support for funeral expenses is available for up to 4 parents of the Principal Member or their spouse. This benefit is designed for parents who are 75 years old or younger, ensuring that the financial strain of their funeral costs does not impact the family.

Extended family

Cover up to 10 extended family members who rely on the Principal Member, provided they are under 75 years old. This ensures that even extended family members receive support for funeral expenses, demonstrating a commitment to broader family care.

Includes: Relatives who are financially dependent on the policyholder, including second spouses in polygamous marriages, demonstrating a commitment to broader family care.

Why choose Hollard Funeral Protector?

Choosing Hollard’s Funeral Protector means selecting a policy designed to provide extensive support during life’s most challenging moments.

Our focus on transparency and comprehensive coverage ensures you are well-informed and well-protected. With benefits like premium waivers and cash-back bonuses, Hollard offers unmatched value and peace of mind.

What is not covered?

Our policy does not cover the following:

Suicide: Within the first 12 months of the policy.
War-related incidents: Including invasions and acts of foreign enemies.
Nuclear events: Damages caused by nuclear activities or radioactivity.
Illegal activities: Death resulting from illegal acts or hazardous sports.
Unlisted relatives: Relatives not specified in the policy.
Non-compliance: Losses due to failure to adhere to policy conditions.

Ensure your family’s future is secure with Hollard Botswana’s Funeral Protector.